THE CITIZENS BANK OF CLOVIS Financial InstitutionInsuranceMortgage Companies & Lenders THE CITIZENS BANK OF CLOVIS Visit Website 2101 Sudderth Drive Ruidoso, NM 88345 (575) 257-7788 About About Offering a full line of loan products, including commercial real estate, residential construction and personal loans. Manager Tom Rigsby has been lending in the Ruidoso area for 25 years.